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Terms and conditions

Legal Disclaimer - Terms and conditions of use

These conditions may be changed at any time.


The material contained on this web site is for general information purposes only. will not be held responsible for loss or damages of any nature whatsoever which may arise from reliance on information contained in this site.

F&L endeavours to update the information on a regular basis, but this is not claimed to be exhaustive. F&L has compiled the pages on this web site very carefully, and the information placed on this web site is offered in utmost good faith. This information is believed to be correct. Nevertheless, F&L makes no representation or warranties as to the completeness or accuracy of any of this information. is not responsible for the content of external Internet sites that link to this site or which are linked from it.

Automatic Information

The information the website automatically collects include the Internet protocol (IP) address used to connect your computer to the Internet, computer and connection information such as browser type and version, operating system, and platform, the full Uniform Resource Locators (URL) clickstream to, through, and from our Web site, including date and time. does not use this information.

Comments, communications and other content may place in its website third party’s comments, communications and other content. has the right but not the obligation to edit or remove any content. takes no responsibility and assumes no liability for any third party’s content.

Intellectual Property

This site and its contents are subject to the copyright of F&L. Data found on the website may not be reproduced, sold, transferred or modified without the prior written consent of

Copyright, if any, of third party material found in this site must also be respected.


Links to other web sites are provided solely for convenience. Therefore those links imply neither responsibility for nor approval by of the information contained in those web sites.